Townhome purchase, take two

We are back on track for the purchase of the townhome!!! We offered to split the difference between our original overly-generous offer and the suspiciously low appraisal. And they agreed!

I am also going to go with a new lender. It’s a nuisance (lots of paperwork), and will slow us down by 2-3 weeks, and I’ll have to pay for a new appraisal. But if it appraises well, we only have to make the standard down payment, and not come up with extra cash. Even if it appraises low again, with the new lower purchase price, we feel comfortable making up the difference in cash. And I feel like we’re paying close to market rate, regardless of exactly how the second appraisal turns out.

We now hope to close on about November 13, instead of Oct. 27. We’re getting there!

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